HAMMEL V. STATE FARM: 3 ZUNIGA DECLARATIONS

HAMMEL V. STATE FARM: 3 ZUNIGA DECLARATIONS: "l. This policy was coupled with a company directive that
the claims representative personnel were to advise all
counsel that State Farm would not settle these cases and
would 'fully litigate' them. As indicated in the
evidence submitted herewith the goal and stated purpose
of this company policy, which was disseminated amongst
the legal community at company direction by the claims
representatives and other persons working for State Farm,
was to discourage the presentation of such claims and to
discourage attorneys from representing claimants on
these 'minor impact'/'low damager' claims by making it
virtually financially impossible for a claimant in such
a case to obtain representation. This company policy had
its desired long term effect."

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