Andrew Kantor's Place: "I had a State Farm homeowner’s policy once on the first home I ever owned. A pipe broke and we had some minor water damage — about $140 after the deductible. My agent never told me, “If we pay you even this small amount, you’ll have a hard time ever getting homeowner’s insurance again.”
But that’s what happened. One claim, and State Farm refused to renew me. When I got a policy with another company through an independent agent, he told me that my State Farm agent should never have let me put that claim through. Insurers couldn’t care less whether they pay you $5.00 or $50,000 — a claim is a claim and gets you blacklisted."
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