HAMMEL V. STATE FARM: 3 ZUNIGA DECLARATIONS

HAMMEL V. STATE FARM: 3 ZUNIGA DECLARATIONS: "21. The stated goal and purpose of the 'low damager' policy was
to make it unprofitable, too expensive and costly, for
plaintiff's attorneys to handle 'low damager' cases, even those
in which liability was clear. As explained to me, the results of
the policy were intended to be a short-term increase in legal
fees for the company but a significant long term decrease in
benefits payments once the plaintiffs bar became aware that
handling 'low damager' cases would be too costly and
unprofitable. From both personal experience and from what I have
been told at State Farm, this policy was extremely effective.
When I left the comply in August of 1996 the 'low damager' policy
was still in effect."

(click link for complete article)