like a bad neighbor | New Orleans Metblogs

like a bad neighbor | New Orleans Metblogs: "like a bad neighbor
By no_heather
May 23rd, 2006 @ 3:01 PM Uncategorized
I received a letter in the mail yesterday informing me that State Farm has decided to drop me as a customer. When I called up to find out why, it is because I claimed a loss after the hurricane and then I went over 30 days without remaining a State Farm customer (I removed my name from the plan in February of this year, and rejoined in May). In the world of insurers, this is a recipe for cancelling a plan.
Now, the reason I was without a policy for three months is because I was homeless. When you have no home, you don’t need insurance. So basically State Farm is penalizing me because
1. I was homeless after the hurricane, and
2. They had to make a payment to me as a result of the hurricane (of course, if it had been a reasonable payment I wouldn’t have had issue #1 occur)
So there you go. State Farm has choosen to not insure someone who needs insurance because there is a possibility they will have to actually provide the protection that was paid for. If anyone can recommend a good insurer in this town, please let me know."